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The Right Auto Coverage for You1

Wherever life takes you, Amica has insurance tailored to meet your needs. We can help you customize all your coverages, whether you’re just starting out or looking for premier protection for the assets you’ve accumulated over a lifetime. And as your insurance needs evolve, we’ll be there to help find the right mix of coverage for you. At every stage, you’ll experience insurance built on empathy and protection for what matters most.

Three levels of coverage to meet your unique needs

Essential

Foundational coverage for core insurance protection.
 

  • Collision and other than collision
  • Bodily injury liability
  • Personal damage liability
  • Uninsured motorist liability
  • Medical payments
  • New car replacement
  • Unlisted driver limited coverage

Advantage

More robust coverage for additional protection.
 

  • Collision and other than collision
  • Bodily injury liability
  • Personal damage liability
  • Uninsured motorist liability
  • Medical payments
  • New car replacement
  • Unlisted driver full coverage
  • Roadside assistance - $100/tow
  • Rental coverage
  • Full glass coverage
  • Accidental death benefit - $10k
  • Quality parts guarantee

Signature

Top-line coverage that includes all the bells and whistles.
 

  • Collision and other than collision
  • Bodily injury liability
  • Personal damage liability
  • Uninsured motorist liability
  • Medical payments
  • New car replacement
  • Better car replacement
  • Unlisted driver full coverage
  • Roadside assistance - $300/tow
  • Rental coverage
  • Full glass coverage
  • Accidental death benefit - $50k
  • Quality parts guarantee
  • Accident forgiveness

Bundle-Exclusive Benefits

Managing your insurance is easier when your policies are all in one place. At Amica, you can combine your policies and save, whether you choose Amica Essential, Advantage or Signature. Simplify your life and leave more time for what's important.

Multiline Discount

Save up to 30% when you bundle your auto, home and life insurance policies with Amica.*

Single-Loss Deductible2

Pay no more than one deductible if your home and vehicle are damaged in the same covered loss.

12-Month Auto Rate Lock3

Combine home and auto insurance and your auto rate won’t increase in the first year.

Next steps

Start a quote today. You’ll be able to customize your coverage options and choose between Amica Essential, Advantage and Signature on the quote summary page. 

Let's build an auto policy for you.

or call 800-242-6422

* Discounts not available in all states and may vary.
1 This page provides a general overview of available coverages, not an insurance contract. All coverages, credits, and discounts are subject to eligibility criteria and the terms of the Amica policy. Availability may vary by state. These offerings are only available in CT and AZ and will be introduced in additional states upon regulatory approval.
2 Your home and auto policies must by written by Amica and must include a Single-Loss Deductible endorsement. The deductible for the covered loss will be the highest single deductible that applies to any item of covered property loss. Other terms and conditions may apply.
3 Your home and auto policies must be part of the Essential, Advantage or Signature offerings by Amica. Other terms and conditions may apply.

AMIC 05-112024