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Current Interest Rates

We offer several annuity products to help plan for your retirement, including Traditional IRAs, Roth IRAs and non-qualified annuities. These annuities can be opened as a Flexible Premium Deferred Annuity (FPDA), Multi-Year Guaranteed Annuity (MYGA) or Single Premium Immediate Annuity (SPIA), depending on the way the contributions are made.

Current rate

Each contribution you make has its own interest rate. Flexible Premium Deferred Annuity and Single Premium Immediate Annuity rates are guaranteed for 12 months. Multi-Year Guaranteed Annuity rates are guaranteed for three-, five- and seven-years, based on your term agreement.

Interest rates vary depending on the type of annuity and the date of purchase.

Product Current Rate¹
Multi-Year Guaranteed Annuity2 Call for a Quote
Flexible Premium Deferred Annuity3 Call for a Quote
Single Premium Immediate Annuity4 Call for a Quote

¹ Current interest rates are subject to change without notice.

Guaranteed rate

Guaranteed rates apply to Flexible Premium Deferred Annuities, Single Premium Immediate Annuities and Multi-Year Guaranteed Annuities. The interest rate you earn will never fall below the guaranteed rate.

State Guaranteed Rate5
All States 0.15%

Guaranteed rates subject to government regulations and/or policy limitations.

Call 800-234-5433

to speak with an Amica annuity representative today.

Policies issued by Amica Life Insurance Company. NAIC No. 722222.

Not available in all states. Before purchase of an IRA, you should consult with your tax advisor to ensure that you have selected the best options for your retirement. Guaranteed returns are based on claims-paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.

Standard form number ICC21 MYGA-01
Standard form number ICC22 FPDA-01
4 Standard form number SPIA 01-01

ALIC02424 Jun-26