Auto Insurance


Auto Coverages

Customize an auto insurance policy that fits your budget and lifestyle1


What auto insurance coverage do I need?

It’s important to answer these questions before getting auto insurance:

  • Are you leasing or financing a car?
  • What is the year and condition of the car?
  • What’s your current financial situation?
  • Do you want maximum coverage?

Understanding your coverage will help you know what to expect after a loss.


Policy Coverage

Property Damage Liability
Provides coverage for property damage that you’re responsible for as a result of a car accident.

Bodily Injury Liability
Provides coverage for bodily injury that you’re responsible for as a result of a car accident.

Medical Payments
Covers your medical expenses resulting from a car accident.

Personal Injury Protection
Covers lost wages, loss of ability to perform basic tasks and funeral expenses resulting from a car accident.

Uninsured/Underinsured Motorist Bodily Injury
Provides coverage for injuries you sustain if the driver who caused the accident doesn’t have enough insurance to cover damage.

Uninsured/Underinsured Motorist Property Damage
Provides coverage for damage to your property if the driver who caused the accident doesn’t have enough insurance to cover damage.

Uninsured/Underinsured Motorist Bodily Injury
Provides coverage for injuries you sustain if the driver who caused the accident doesn’t have enough insurance to cover damage.


Vehicle Coverage

Collision
Covers your car when it is damaged from an accident with another car or object.

Comprehensive
Also known as Other Than Collision (OTC), it includes fire, theft, hail damage, contact with an animal, broken glass and more.

Roadside Assistance
With towing and labor coverage, we'll help you tow your car, jump-start your battery, change a flat tire and more.

Roadside Assistance

Glass Coverage
Glass coverage is part of comprehensive coverage. You can choose to purchase additional glass coverage to avoid having a deductible in the event of a claim.

Glass Coverage

Rental Reimbursement2
If you're in an accident you may be covered for the cost of a rental.

Rental Car Coverage


Premier Coverage

Get superior coverage with exclusive benefits with our Platinum Choice Auto® coverage.

Learn More


Why Amica?

Get valuable services that you can't find everywhere:

  • Free lock replacement for lost keys
  • Free repair for damaged auto glass3
  • Free repair of a deployed air bag
  • No depreciation for a complete loss of your new vehicle4
  • Lost wage reimbursement if you have to appear in court
  • $1,000 for bail bonds

Get valuable services that you can't find everywhere:

  • Free lock replacement for lost keys
  • Free repair for damaged auto glass3
  • Free repair of a deployed air bag
  • No depreciation for a complete loss of your new vehicle4
  • Lost wage reimbursement if you have to appear in court
  • $1,000 for bail bonds

Want to know more about coverages? Call us today at 800-242-6422 or visit our Amica Advisor.

1This product is not available in Hawaii. The coverage descriptions are for educational purposes only and may vary by policy and state. Your Policy, Policy Declaration, and/or Amended Declarations are the primary sources of reference for your coverage information and govern your Policy and any subsequent claim.

2Coverage applies to rentals used in the United States, Canada or U.S. territories.

3If replacement is not necessary.

4Not available in all states. Must be within the first year of ownership.