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Car Insurance Discounts

Ways to save without compromising quality

Discover your discount options1

Get the coverage you need to take care of yourself, your loved ones and your car, without draining your wallet. Safe driving, automated payments and good grades are just the beginning of the ways you can save on car insurance. And our nationally-recognized customer service keeps our members coming back year after year.

Discounts for bundling


You can save when you’ve been with any auto insurer for at least two years. The longer the relationship, the more you’ll save.2


Owning a home may entitle you to a discount, even if your home’s not currently insured with us.

Bundling auto and more

Save up to 30% when you bundle auto with home, umbrella and life policies.


Own more than one car? Save up to 25% when you insure two or more.

Discounts for family

Young driver training

We have discounts for drivers under 21 who complete an accredited driver training program.

Good student

Policies with full-time high school or college students, ages 15-25, with a “B” average or higher are eligible for our good student discount.3

Student away at school

Take advantage of this discount if you have a full-time student included on your policy who is away at school, without a car.

Rewarding your parent's loyalty

If you’re under 30 and your parents have had an auto policy with us for at least five years, you may qualify for our legacy discount.4

Discounts for how you drive


Get an auto insurance discount when you’ve been claim-free for the past three years.5

Defensive driver training

Taking an approved driver safety course can earn you a discount.6

Learn more about our Defensive Driver Discount Program

Discounts for what you drive


We’ll reward you for keeping your car safe and secure with anti-theft devices, like car alarms and GPS tracking systems. 7

Electronic stability control

Receive an insurance discount if your vehicle is equipped with electronic stability control to help maintain handling when driving on icy or wet roadways.8

Passive restraints

If your car is equipped with passive restraints, like airbags, you may be eligible for a discount.

Forward-collision warning

You can add to your savings if your car has a collision-avoidance feature that alerts you to potential accidents.

Adaptive headlights

Lower the cost of your policy when your car has headlights designed to make driving in low-light conditions safer.

Discounts for how you pay

Paid in full

Save money when you pay the entire balance of your policy premium up front.


Simplify your payment experience with AutoPay to earn even more savings.


Get a discount when you sign up to receive policy documents and bills electronically.9

Ready to save money on your auto policy?

Call us today at 800-242-6422

Terms and conditions apply, must qualify for each discount. Discounts not available in all states and may vary.
Discount varies based on length of loyalty.
Must maintain a B average.
Must be going on your own auto policy with your own vehicle. The five years must be consecutive.
One driver on the policy must have at least 39 months of driving experience.
Ages can vary by state.
Discount varies depending on device.
Discount varies based on type of electronic stability control.
9 Must be enrolled in both E-policy and E-bill in order to receive this discount.