Liability coverage
Helps cover property damage or injuries to others from at-fault accidents.
Car insurance built for you
Get personalized coverage that's built to the Amica standard.
Auto insurance, the Amica way
It’s not just about your car — it’s about supporting what matters to you.
Save your way with car insurance discounts
Bundling discounts
Save up to 30% when you carry multiple policies with Amica.1
Safe driving discount
Earn up to 20% off your policy with StreetSmart.2
Dividend policies
You could get a percentage of your premiums back at every renewal.3
The more you're protected, the more you save
When you bundle policies, you get more of Amica's world-class service for less.
Auto insurance FAQs
It may. Bundling auto insurance with home, renters, condo or other eligible policies can be one way to lower car insurance premiums while simplifying how you manage your coverage.
Not necessarily. If your car is paid off, comprehensive coverage is usually optional. The decision often depends on your car’s value, your budget, and whether you could afford to repair or replace it after a covered non-collision loss.
Review your mileage, drivers, vehicle use, deductibles and available discounts before your policy renews. Life changes like retiring, moving or having a household driver move out may also affect your rate.
Your insurance usually stays in place until you cancel or update the policy. In general, it’s smart to wait until the sale is complete, the title is transferred and any required DMV notice is filed before making changes.
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Coverage options and discounts not available in all states and may vary. Multiline discount must include the combination of all three product lines and applies only to your Amica auto and/or home policies.
Discounts not available in all states and may vary.
Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.
*Based on internal Amica data on representative tenure (Jan. 2024 - Nov. 2025) compared to publicly available industry averages. Individual experience may vary and this statement is not a guarantee of any specific customer outcome or service experience.
**As of Dec. 31, 2025, for Amica auto and home policyholders.*
***A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength.
AMIC-05-051327