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Bundle. Save. Simplify.
Build your ideal insurance bundle to get more for less.
Insurance bundle for car, home and more
Bundling your insurance products with one company can make your life easier. Simply put, bundling is when you purchase multiple insurance policies through the same carrier, such as auto and homeowners insurance. Not only do you often receive discounts for bundling, you also streamline the process of managing your policies by only having to go to one place to pay bills, manage coverages and file claims.
Which products can I bundle?
Bundling doesn’t stop at auto and home insurance. There are many products that may be included in a bundle.
Auto
Home
Umbrella
Life
Renters
Condo
Motorcycle
Small business
Save your way with insurance discounts
From discounts to dividends, discover ways to save on your insurance.
Dividend policies
Get a percentage of your premiums back at every renewal.2
Safe driving discount
Earn up to 20% off your policy with StreetSmart.3
Smart home discounts
Save with smart devices that protect your home.4
Bundling FAQs
Most people can benefit from bundling their insurance policies. However, if you have unique insurance needs that one company won’t insure, you might not be able to find the protection you need with the same carrier. In this case, getting the right coverage is more important than the potential ease or savings you’d get with bundling.
Yes, you can bundle insurance policies at any time. Any applicable bundling discounts will be applied and updated on all policies. This means you can start saving money and enjoy the convenience of managing all your insurance needs through one provider whenever you’re ready to bundle.
Let’s say you have auto and home insurance with the same carrier. On your home policy, you’ll get an auto “bundling” or “multiline” discount. The same is true for your auto policy – you’ll get a home “bundling” or “multiline” discount.1
If you cancel one of your policies, you’ll lose the bundling discount associated with that policy. However, there may be other options to help you save on your insurance premium through other discounts offered by the carrier.
Typically, auto, home and umbrella policies have specific bundling discounts associated with them. Other insurance products may be added, depending on availability.
If you have more than one insurance policy, it may offer you convenience and savings to bundle them by using the same insurance company for all policies. You can benefit from bundling whether you have two policies or five.
There’s more to learn about insurance shopping
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Discounts not available in all states and may vary.
Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.
As of Dec. 31, 2024.
Discounts vary and are typically greater when your device is monitored by a third-party service.
*Based on internal Amica data on representative tenure (Jan. 2024 - Nov. 2025) compared to publicly available industry averages. Individual experience may vary and this statement is not a guarantee of any specific customer outcome or service experience.
**As of Dec. 31, 2025, for Amica auto and home policyholders.*
***A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength.
AMIC-15-072227