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Motorcycle insurance built for you

Get tailored coverage that’s made for the way you ride.

Motorcycle insurance made better

Helmet? Check. Insurance? Check too. Get personalized coverage from Amica that keeps your ride – whether that’s a motorcycle, scooter or moped – protected.

What kind of coverage do I need?

The right policy covers you, your bike, and the unexpected along the way.

Liability coverage

Helps cover property damage or injuries to others from at-fault accidents.

Comprehensive coverage

Helps pay for damage to your motorcycle outside of a collision, such as theft, fire or contact with an animal.

Collision coverage

Helps pay for damage to your motorcycle as a result of a covered collision.

Medical coverages

When you or your passengers get hurt in an accident, we help cover certain medical expenses.

Uninsured motorist coverage

Helps pay for your damage or injuries to you or your passengers if the at-fault driver doesn't have enough insurance.
Explore all coverages

Save your way with motorcycle insurance discounts

From discounts to dividends, discover ways to save on your motorcycle insurance.

See how we help you save

The more you're protected, the more you save

When you bundle policies, you get more of Amica's world-class service for less.

Learn about bundling

A better experience starts with Amica

For over a century, we’ve been there for the moments that matter most. 

Customer owned, people focused. As a mutual insurer, your needs come first.

 

Our representatives have over two times the industry-average experience.*

 

94% of Amica customers stay with us every year.**

 

Over 100 years of A ratings in financial strength by AM Best.***

 
Discover the difference
Check out our Trustpilot reviews
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Motorcycle insurance FAQs

You can get a motorcycle insurance quote online or by calling 800-242-6422.

Motorcycle insurance costs vary based on factors including age, driving record, motorcycle type and the coverage you choose.

Yes, motorcycle insurance is required in most states. The specific requirements vary, so it's important to check the laws in your state.

You may be able to cancel your motorcycle insurance during the winter if you don't plan on riding. Check with your insurer to see if there are any penalties for canceling your policy early.

There’s more to learn about motorcycle insurance

Coverage options and discounts not available in all states and may vary. Multiline discount must include the combination of all three product lines and applies only to your Amica auto and/or home policies.
Discounts not available in all states and may vary.
Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.

*Based on internal Amica data on representative tenure (Jan. 2024 - Nov. 2025) compared to publicly available industry averages. Individual experience may vary and this statement is not a guarantee of any specific customer outcome or service experience. 

**As of Dec. 31, 2025, for Amica auto and home policyholders.* 

***A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength. 

AMIC-01-051527

Getting your quote has never been easier.

Let’s see what’s available in your area.

or call 800-242-6422