Wedding and event insurance the Amica way
Your big day deserves protection that’s on your side.
Get covered for your big day
Your wedding or private event is too important to not protect it. Amica partners with WedSafe and Private Event Insurance for coverage for your most important events. Take part in your event, knowing you’re covered if the unexpected happens.
What does event insurance cover?
Whether a policy is required by your venue or you just want extra peace of mind, we can help make your event stress-free.
No matter how diligent you are or reputable your vendors promise to be, event mishaps can occur. This could lead to financial loss for you. With cancelation/postponement insurance, your event is covered if your venue or vendors go out of business or fail to show, severe weather prevents you from holding the event, you or a family member becomes ill, and more.
Cancelation/postponement coverage may also include insurance for wedding jewelry or clothing damaged during the event.
Liability and property damage insurance is designed to protect and reimburse for certain losses from accidents that occur during the setup, event or takedown. Wedding insurance may cover the wedding rehearsal as well. Coverage includes damage to the facility caused by a guest or vendor, bodily injury to guests, and alcohol-related accidents.
How much does wedding insurance cost?
The cost of a policy depends on the coverages you select. Here are a few elements that impact your cost.
Duration of your event
Your overall event budget
Wedding insurance FAQs
Yes, both WedSafe and Private Event Insurance extends cancelation/postponement coverage to events taking place in (and on cruise ships departing from) Canada, Puerto Rico or any U.S. territory.
For an additional surcharge, cancelation/postponement insurance may cover events taking place in (and on cruise ships departing from) the UK, Mexico, Bahamas, Bermuda and the Caribbean Islands (excluding Cuba), as long as the insured is over 18 and resides within the U.S.
The ideal time to purchase insurance is at the beginning of your planning process, before you make any significant deposits. Typically, cancelation insurance cannot be purchased within 15 days of the event, and liability insurance cannot be purchased within 24 hours of the event.
Some excluded events include athletic competitions, petting zoos, political and activist events, concerts and parades. This isn’t an exhaustive list, and if you have questions about a specific event, please reach out to WedSafe or Private Event Insurance.
Many venues require the event holder to purchase their own liability insurance, which is designed to protect and reimburse for certain losses from accidents or property damage that occur before, during and after the event.
If alcohol will be served at the event, the venue may also require a host liquor liability provision, which extends the liability coverage to include alcohol-related incidents.
*Based on internal Amica data on representative tenure (Jan. 2024 - Nov. 2025) compared to publicly available industry averages. Individual experience may vary and this statement is not a guarantee of any specific customer outcome or service experience.
**As of Dec. 31, 2025, for Amica auto and home policyholders.*
***A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength.
AMIC-06-051527