Motor homes
Vehicles that contain a living area and can be driven.
RV and trailer insurance built for you
Have peace of mind wherever you go with tailored RV insurance.
Your home away from home
We insure multiple types of RVs so that your getaway is covered.
Travel trailers
RV-style trailers that are towed behind a passenger vehicle.
Trailer insurance made simple
Travel trailer insurance coverage is generally for physical damage to the trailer body.
Coverage with your auto policy
Liability and towing coverage are typically extended to your trailer.
Coverage with your homeowners policy
Items in the trailer are typically covered by personal property coverage.
The more you're protected, the more you save
When you bundle policies, you get more of Amica's world-class service for less.
RV insurance FAQs
Even if you only use your RV occasionally, it’s still a good idea to have insurance. While your RV is parked or stored, it’s still vulnerable to risks like theft, vandalism, and damage from fire or natural disasters. RV insurance can provide financial protection in these situations. Some states also require you to have liability insurance even if your RV isn’t being driven.
Facilities and equipment are covered, subject to exclusions, but personal property inside your RV is typically covered under a homeowners policy.
Water damage may be covered, depending on what causes it. RV insurance policies typically cover water damage from sudden and accidental events, such as flooding, hurricanes and burst pipes, under comprehensive coverage, but they usually don’t cover water damage caused by gradual leaks, wear and tear, or lack of maintenance.
The cost of RV insurance depends on several factors, including your state’s insurance requirements, your driving history, the type, age and condition of your vehicle, and the coverages you choose. Our experienced representatives will guide you through the quoting process to ensure you’re getting the protection you need at a fair price.
*Based on internal Amica data on representative tenure (Jan. 2024 - Nov. 2025) compared to publicly available industry averages. Individual experience may vary and this statement is not a guarantee of any specific customer outcome or service experience.
**As of Dec. 31, 2025, for Amica auto and home policyholders.*
***A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength.
AMIC-02-051327