The Right Home Coverage for You
Wherever life takes you, Amica has insurance tailored to meet your needs. We can help you customize all your coverages, whether you’re just starting out or looking for premier protection for the assets you’ve accumulated over a lifetime. And as your insurance needs evolve, we’ll be there to help find the right mix of coverage for you. At every stage, you’ll experience insurance built on empathy and protection for what matters most.
Three levels of coverage to meet your unique needs
Essential
Foundational coverage for core insurance protection.
- Dwelling, other structures, loss of use, personal liability and medical payment to others
- Personal property
- Replacement cost
- Roof coverage
- Siding coverage
- Tree debris removal
Advantage
More robust coverage for additional protection.
- Dwelling, other structures, loss of use, personal liability and medical payment to others
- Personal property
- Replacement cost
- Roof coverage
- Siding coverage
- Tree debris removal
- Refrigerated property
- Buried utility lines
- Water backup and sump pump overflow
- Additional 30% rebuild cost protection
Signature
Top-line coverage that includes all the bells and whistles.
- Dwelling, other structures, loss of use, personal liability and medical payment to others
- Personal property
- Replacement cost
- Roof coverage
- Siding coverage
- Tree debris removal
- Refrigerated property
- Buried utility lines
- Water backup and sump pump overflow
- Total fire loss settlement
- Large loss deductible waiver
- Claim forgiveness
- Additional 50% rebuild cost protection
Bundle-Exclusive Benefits
Managing your insurance is easier when your policies are all in one place. At Amica, you can combine your policies and save, whether you choose Amica Essential, Advantage or Signature. Simplify your life and leave more time for what's important.
Multiline Discount
Save up to 30% when you bundle your auto, home and life insurance policies with Amica.*
Single-Loss Deductible
Pay only one deductible if your home and vehicle are damaged in the same covered loss.
12-Month Auto Rate Lock
Combine auto and home insurance and your auto rate won’t increase in the first year, even after an accident.
Next steps
Start a quote today. You’ll be able to customize your coverage options and choose between Amica Essential, Advantage and Signature on the quote summary page.
Get a Home Quote
* Discounts not available in all states and may vary.
AMIC-01-111814