Advantages of whole life
- Provides lifetime coverage
- Premium rates are fully guaranteed and will not increase over time
- Cash value accumulates over the life of the policy
- Coverage amount will not decrease as you get older and is guaranteed for your lifetime
|Type||Coverage Amounts||Term Periods|
|Whole life3||$25,000+||Term periods for all whole life insurance policies last the lifetime of the insured.|
Learn more about whole life insurance.
1 No medical exam will be required if you meet specific underwriting criteria based on the amount applied for, the responses provided in the simplified application process and the results of our underwriting review. However, we reserve the right to require a medical exam, possibly with blood and/or urine testing at our expense, if we deem it necessary to have such additional information as part of our full underwriting process.
2 Standard form numbers ICC15 FGCLT01-01 in most states. Some features may not be available in all states.
3 Standard form number WL2006-01 in most states.