Help with your retirement goals
Why do I need to plan for retirement?
It’s important to make sure you have sufficient funds to last through your retirement years. Pensions and Social Security provide a basic retirement income, but chances are you’ll need more than that.
Financial experts agree that most people have to replace 70 to 80 percent of their pre-retirement income to maintain their standard of living.*
Amica Life annuities can help you prepare for retirement so you can achieve your goals.
We offer the following retirement products:
Traditional IRA – A tax-deferred method to plan for retirement with an opportunity to guarantee lifetime income.
Roth IRA – Retirement vehicle that provides for tax-free withdrawals, including guaranteed lifetime income, once you have retired.
Annuities – Provide tax-deferred earnings while you are working, plus a stream of income once retirement begins.
Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guarantees are subject to the claims paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.
*CNN Money. (2016). How much money will I need in retirement? Retrieved from http://money.cnn.com/retirement/guide/basics_basics.moneymag/index5.htm