Retirement Products


Roth IRA Annuities

A Roth IRA can be an important part of your retirement plan. That’s because this type of annuity allows contributions and earnings to grow tax-deferred and be paid out to you without income tax.

Proven steady performance – We have consistently offered a competitive yield with minimal risk, because of our conservative investment portfolio.

No additional administrative fees – No front-end sales charges, service fees or annual administrative costs.

Payout flexibility – It's easy to access your money. You can make a withdrawal free from federal taxes provided you make a "qualified distribution" and don't withdraw any of the earnings until you have had the plan for at least five years. You can choose from a variety of payment options to suit your needs. You can also choose to keep your money in your Roth IRA while using other funds for retirement.

Contribution limits – There's no age limit for making contributions. Depending on your taxable earnings, you can contribute an amount up to $5,500 for tax year 2017. Your eligibility to make a Roth IRA contribution depends on your (and, if applicable, your spouse's) filing status as allowed by the IRS and modified adjusted gross income.

Catch-up provision – For tax year 2017, individuals age 50 and over can make an additional "catch-up" contribution of $1,000 per person.

We're here to help you save for retirement. Call 800-234-5433 to speak with one of our Amica Life specialists today.


Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guaranteed returns are based on the claims-paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.