Retirement Products


The Power of Tax Deferral

A tax-deferred annuity is the perfect way to set aside money for your retirement, or contribute funds periodically.

Consider a few of the great benefits:

  • Set up automatic payments or contribute as you like
  • Contribute anywhere from $50 (for a flexible-premium deferred annuity) to $250,000
  • Owe no taxes on the earnings until you begin to withdraw the proceeds, and chances are you'll be in a lower tax bracket

If you opened an Amica Life tax-deferred annuity with a $10,000 contribution (in Texas, known as "annuity premium") earning a 1.60 percent rate of return, here's how your money would grow (assuming a 28 percent tax bracket):

Years Compounded Value in Amica Life Tax-Deferred Annuity Value in a Taxable Fund
10 $11,720 $11,214
20 $13,736 $12,574
30 $16,099 $14,100
40 $18,869 $15,812

Discover a safe, smart and flexible plan for retirement. Call 800-234-5433 to speak with one of our Amica Life specialists today.


Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guaranteed returns are based on the claims-paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.