Umbrella Insurance

What is umbrella insurance?

Umbrella insurance provides you with extended liability coverage – extra protection beyond what your auto or home policy already covers.

We offer a full range of coverage limits, starting at $1 million. Watch this informative video to learn all about this beneficial form of insurance.


Top 4 reasons to choose Amica for umbrella insurance

  1. Enjoy great savings when you combine your car, home and umbrella policies.1

  2. Work with a team that’s nationally recognized for customer service.

  3. Form a lasting relationship – just like 98% of our customers have.2

  4. Feel secure – our financial strength is rated A+ (Superior) by A.M. Best.3

Top 4 reasons to choose Amica for umbrella insurance

  1. Enjoy great savings when you combine your car, home and umbrella policies.1

  2. Work with a team that’s nationally recognized for customer service.

  3. Form a lasting relationship – just like 98% of our customers have.2

  4. Feel secure – our financial strength is rated A+ (Superior) by A.M. Best.3


Why do I need umbrella insurance?

You can’t afford not to have it

It may seem unlikely, but you never know when you may be faced with an unexpected liability situation. Legal fees can add up, and if they exceed the liability coverage you have for your auto or home policy, you’d be responsible for the rest.

For about a dollar a day, you can add $1 million of umbrella coverage. This broad liability coverage is available in $1 million increments, up to $5 million.

Some examples of when umbrella insurance can come in handy

  • Accidents involving multiple cars or people

  • Someone is injured at your home

  • Your dog bites someone



This product is not available in AK and HI.

Discount may not be available in all states.

Based on 2016 policyholder data.

3 A.M. Best Company. Feb. 3, 2017. For the latest rating, access ambest.com.