Life Insurance

That's Life with Amica. You can trust us to provide the best coverage for you and your family.

When you call Amica Life, you get all the help you need. It's like having your own life insurance professional on standby. We get to know you, listen to your needs and explain your options in clear, simple language to help you make the best decision for your family.

Our low rates make life insurance affordable.

Help protect your family for as little as $8.72 a month1

With low term life insurance rates we make it easy to find great financial protection that fits your budget. If you qualify, you can get this valuable term life protection with no medical exam.2 Plus, you'll be eligible for a discount on your Amica auto insurance when you purchase Amica life insurance.3


$100,000 10-year Term Life Insurance Monthly Rates1
Term Life Insurance: A fixed low rate, guaranteed for the term of your policy
Age  Female Male
30 $8.72 $9.23
40 $10.27 $10.87
50 $15.10 $17.09
Premier Select class rates

We also offer discounts for coverage amounts of $250,000 or more. Interested in seeing our rates for additional coverage? Compare our $250,000 rates to the rates of our competitors, or calculate your life insurance needs.

Personalized Coverage

Whether you're providing for a young family or planning for retirement, we offer many options, from term life insurance4 with coverage amounts from $100,000 to $1,000,000 or more and term periods from 10 to 30 years to whole life insurance5, designed to provide lifetime coverage.

View our coverage options

First-time Buyer?

 1Sample monthly premiums for $100,000 10-year term life insurance for a male and female ages 30 to 50 years old. Rates are Premier Select rates and are guaranteed to remain level for the 10-year period. Amica monthly rates only available when using electronic funds transfer. Actual premiums can only be determined by a full underwriting process, including some medical testing at our expense. Depending on your exact age and health, your actual rates may be higher or lower. Standard form number ICC15 FGCLT01-01 in most states. Not all plans are available in all durations and at all ages. Product and some features may not be available in all states.

2 No medical exam will be required if you meet specific underwriting criteria based on the amount applied for, the responses provided in the simplified application process and the results of our underwriting review. However, we reserve the right to require a medical exam, possibly with blood and/or urine testing at our expense, if we deem it necessary to have such additional information as part of our full underwriting process.

3 Discount applied to auto insurance policy. Coverage options and discounts not available in all states.

4 Standard form number ICC15 FGCLT01-01 in most states. Some features may not be available in all states.

5 Standard form number WL2006-01 in most states.