Even if you have employer life insurance, it’s smart to get a separate policy
Employer coverage is not always enough. That’s why it’s so important to have your own policy, too. Plus, employer policies often expire if you leave a company.2
Fortunately, it can be fairly straightforward to get life insurance while you’re pregnant, especially if you do so early on. While you’re at it, it’s a good time to review other coverages, too.
Growing families often make upgrades to improve vehicle safety before the arrival of a baby. Those changes may help you save on your premium for auto insurance.
Talk with your insurer if:
- One parent is staying at home and driving fewer miles.
- You’ve just purchased a larger, safer family car.
- You’re willing to raise your deductible to save on monthly costs.
Remember, there’s a lot to do to prepare for a new baby, but securing life insurance should be at the top of your to-do list. After all, you want to protect and provide for your family, no matter what happens. A solid life insurance policy can care for your family for years to come.
1 Life insurance while pregnant, Bankrate, 2021.
2 Interview with Amica Life Sales Supervisor.