Retirement Products


Traditional IRA Annuities

Cash accumulates quickly in a traditional IRA. The sooner you begin, the more time your money has to grow. Look at the advantages of contributing to a traditional IRA annuity:

Age You Begin Contributing Amount in Amica Life IRA Annuity at Age 65 Amount in Taxable Account at Age 65
25 $653,640 $594,250
30 $553,078 $509,244
35 $460,189 $428,970
40 $374,388 $353,163

The above chart assumes a married couple in the 28 percent tax bracket, contributing the combined maximum to Amica Life IRA Annuities beginning in tax year 2016. The calculation assumes a 1.60 percent rate of return.

A traditional IRA is a great way to accumulate money for retirement. Take a look at the benefits:

Tax-deferred earnings – As with any IRA, your earnings grow tax-deferred, allowing you to possibly accumulate more money than you could in a taxable account earning the same interest rate.

Proven steady performance – We have consistently offered a competitive yield with minimal risk, because of our conservative investment portfolio.

No additional administrative fees – No front-end sales charges, service fees or annual administrative costs.

Payout flexibility – It's easy to access your money when you reach retirement. You can choose from a variety of payment options to satisfy IRS requirements as well as your needs.

Increased contribution limits – IRA contribution limits for tax year 2017 for you and your spouse are $5,500 per person. If you’re age 50 or over, you can make an additional “catch-up” contribution of $1,000 per person.

We're here to help you save for retirement. Call 800-234-5433 to speak with one of our Amica Life specialists today.


Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guarantees are subject to the claims paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.