Renters Insurance Coverages
Customize your renters policy to fit your budget and lifestyle1
Protect what you own with renters insurance.
You’ve invested money into your belongings – your clothes, jewelry, furniture and electronic items – they all add up. If you’re renting an apartment or house, you’ll need insurance to replace those items in case of theft or damage through unexpected events like fire or severe storms.
Personal Property Coverage
Assists you with replacing your damaged or stolen possessions at home or while away, including furniture, clothing, credit cards and electronics.
Personal Liability Coverage
If someone is injured or has a personal item damaged while on your property, you may be liable to cover the associated costs, including medical payments. Liability coverage provides legal assistance against claims and will cover the cost of settling.
Loss of Use Coverage
If you’re unable to use your home due to damages, you may find your living expenses have increased. Hotel room, storage rental, even higher food bills all fall under this coverage.
Personal property replacement
Provides full repair or replacement of your personal property, regardless of depreciation, up to your limit of coverage.
Scheduled personal property
This provides broader protection for a wide range of valuables such as furs, jewelry and fine art for incidental damage beyond fire and theft. Do you have a wedding or engagement ring? This coverage is right for you.
With this coverage, you'll be reimbursed for unauthorized use of your identity, including credit card usage, up to your coverage limit.