Special computer coverage
Often, valuable electronics need coverage beyond the standard homeowners policy. Just imagine if a sudden power surge took out your laptop, computer, smartphone or other devices. How much would you potentially lose?
Fortunately, special computer coverage provides protection for devices against direct physical loss. Here are some expensive electronics you may want to protect with special computer coverage:
- Gaming devices
- Smart TVs
- Other electronic devices
First, ask your home insurer what your current policy covers. Adding special computer coverage helps make sure you’re protected if there’s a power surge (not due to lightning), water damage, heat warping and more. Check in with a licensed insurance representative to find out what your current policy covers and what type of specialty computer insurance you may want to add.