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Life Insurance Rate Samples

Life insurance is more affordable than you might think.

See how Amica's rates compare to those of our competitors.

Female:

$250,000 20-Year Term Life Insurance Monthly Rates*

Age Amica Pruco Northwestern Mutual
25 $11.46 $13.57 $15.75
30 $11.89 $14.88 $17.17
35 $12.31 $16.19 $19.94
40 $16.13 $19.91 $25.37
50 $31.63 $35.88 $42.07

Male:

$250,000 20-Year Term Life Insurance Monthly Rates*

Age Amica Pruco Northwestern Mutual
25 $12.95 $15.54 $18.38
30 $13.37 $16.85 $18.99
35 $14.01 $17.72 $21.23
40 $19.10 $22.32 $26.24
50 $40.54 $44.41 $51.52

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* Sample monthly premiums for $250,000, 20-year term life insurance for a male and female ages 25 to 50 years old. Rates are Preferred Platinum rates and are guaranteed to remain level for the 20-year period. Amica monthly rates only available using electronic funds transfer. Northwestern Mutual (TT Level Term 20) and Pruco (Term Essential 20) rates obtained via Compulife, March 21, 2023. Actual premiums can only be determined by a full underwriting process. Depending on your exact age and health, your actual rates may be higher or lower. Standard form number ICC15 FGCLT01-01 in most states. Not all plans are available in all durations and at all ages.