Life Insurance Rate Samples
Life insurance is more affordable than you might think.
See how Amica's rates compare to those of our competitors.
Female:
$500,000 20-Year Term Life Insurance Monthly Rates*
| Age | Amica | Pruco | AAA |
|---|---|---|---|
| 30 | $16.56 | $23.63 | $22.00 |
| 35 | $17.83 | $26.25 | $23.32 |
| 40 | $25.05 | $34.57 | $30.80 |
| 45 | $37.36 | $44.19 | $47.96 |
| 50 | $54.76 | $68.69 | $71.28 |
Male:
$500,000 20-Year Term Life Insurance Monthly Rates*
| Age | Amica | Pruco | AAA |
|---|---|---|---|
| 30 | $19.53 | $27.57 | $25.96 |
| 35 | $20.80 | $29.75 | $27.28 |
| 40 | $30.56 | $39.38 | $36.52 |
| 45 | $46.27 | $54.69 | $59.84 |
| 50 | $71.74 | $87.50 | $93.72 |
* Amica monthly rates available via EFT (electronic funds transfer), Pruco Life Insurance Company (Term Essential 20) and AAA Life Insurance Company (nonmember premiums displayed) via CompuLife, March 4, 2026. Standard form number ICC15 FGCLT01-01 and FGCLT03-01 in most states and FGCLT10-04 in NY. Rates shown are for non-smoking individuals in excellent health using our Preferred Platinum rates from age 30 to 50, $500,000 for 20 years. Actual premiums will be determined by our underwriting review and will depend on your exact age and health. Actual premiums may be higher or lower. Not all plans or features are available in all durations, and at all ages or in all states.
ALIC07925 Mar-27