When will my premium go up after a violation?
It may take a couple of months to see the impact of a violation on your premium. Insurers usually aren’t allowed to increase your policy premium midterm for things such as violations or claims. So, if your six-month auto policy renewed in January and you got a speeding ticket in February, you wouldn’t see the premium impact until your policy renewed in July.
Many states have systems of adding “points” to your license for different or multiple violations. If you exceed a certain number of points on your license, you could have your license suspended by the state. It’s important to know that these points don’t exactly correlate to premium increases. Each state and insurer has different systems to keep track of violations.