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StreetSmart by Amica™

Drive. Learn. Earn.

Earn rewards for safe driving

We believe that safe driving is smart driving. See how your driving ranks against others in your state. View the videos below to learn more.

Measuring Your Driving
Phone Distraction and Speeding
Rewards and Account Information

How it works

Get the StreetSmart by Amica™ app and register

StreetSmart by Amica™ is a free mobile app ("StreetSmart") developed by Cambridge Mobile Telematics (CMT) that teaches you about your driving habits in key areas, and may earn you premium discounts and fun rewards. Contact an Amica representative to be enrolled in the program. Then, download StreetSmart and create your individual account using the code that was emailed or texted to you.

Drive safely

StreetSmart gathers data from position and inertial sensors, and measures driving quality based on:

  • Hard braking
  • Speeding
  • Road segment type
  • Phone distraction
    • Phone use
    • Phone screen tapping

The better you drive, the more you may be eligible to save and earn.

Save money

New and existing customers can receive a discount on their policy premium just by participating in the program. They may also earn enhanced discounts at their next policy renewal based on their driving performance.*

Get rewarded

Participants can also earn rewards based on their driving performance. Higher scores lead to greater rewards! Rewards can be redeemed for e-gift cards from popular retailers like Amazon, Best Buy, GameStop, Sephora, Starbucks, Target and more. You can also use your rewards to make donations to certain charities like the American Cancer Society, Habitat for Humanity and the Special Olympics.

Download StreetSmart

Contact Amica and download StreetSmart today to start earning discounts and rewards for your safe driving.

StreetSmart by Amica app screen and Leaderboard


We’ve compiled a list of FAQs to provide you with answers regarding earning rewards, data collection and technical information.

View frequently asked questions

* Driving performance is calculated over 91 days.

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