Auto Insurance


Auto Discounts

Save money without reducing the quality of your auto coverage1


Popular Ways to Save

Multi-line
Combine policies and save up to 15%. 


Anti-theft
Have a car alarm? You could save.2


Defensive driver
Earn a discount with qualified courses.3


Policy Discounts

Loyalty
Qualify for this discount when you’ve been with an auto insurer for at least 2 years. The more time spent with an insurer, the more you save.4

Multi-line
Save up to 15% when you combine auto with your home, condo, renters, life or umbrella policies.

Claim-free
Receive a discount when you’ve had no claims in the past 3 years, other than glass or towing.5

Multiple auto
Save up to 25% when you insure 2 or more vehicles with Amica.

Home ownership
You may be able to save if you own a home, even if you’re not insured with Amica.

Legacy (Family)
Qualify for this discount if you’re under age 30 and your parents have had an auto policy with Amica for 5 years.6

Paid in full
Save when you pay your entire policy premium before the due date on the first bill.

AutoPay
Receive a discount when you opt to pay your premium using automatic deductions.

E-discount
Receive a discount when you sign up to receive policy information and bills electronically.


Vehicle Discounts

Anti-theft
Receive a discount when your insured vehicle has an approved anti-theft device such as a car alarm or a vehicle recovery system.2

Electronic stability
Save when your insured vehicle has the electronic stability control feature. You may save even more with pickups/SUVs.7

Passive restraint
Receive a discount when your insured vehicle is equipped with automatic occupant restraints such as airbags. 

Forward-collision warning
Qualify for this discount when your insured vehicle has a collision-avoidance feature.

Adaptive headlight
Save when your insured vehicle has headlights designed to make driving at night or in low-light conditions safer. 


Driver Discounts

Defensive driver training
Qualified adult drivers who have completed an approved driving course may save.3

Find an approved driving course  

Driver training
This discount is exclusively for young drivers. Given when an approved driver training program has been completed.

Good student/College graduate
Reserved for full-time high school or college students in good standing and college graduates, ages 15-25.8

Student away at school
Receive a discount when a child is away at a school, full-time and without a vehicle.


“I have all my cars and homes insured with Amica! A great and friendly company. They truly have great customer service!”

  Larry B.



Questions about qualifying for discounts? Call us today 800-242-6422

1Terms and conditions apply, must qualify for each discount. Not all discounts are available in all states. 

2Discount varies depending on device.

3Ages can vary by state.

4Discount varies based on length of loyalty.

5One driver on the policy must have at least 39 months of driving experience.

6Must be going on your own auto policy with your own vehicle.  The 5 years must be consecutive. 

7Discount varies based on type of restraint.

8Must maintain a B average.