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Dividend Policies

Get back up to 20% of your annual premium.1

Dividend policies vs. traditional policies

Amica offers two types of policies: dividend and traditional (non-dividend). While both types of policies offer the same coverage, a dividend policy has additional benefits:

  • Returns money to you1
  • Lowers your overall policy cost1,2
  • Flexible dividend payment options

What is a dividend policy?

A dividend policy returns a portion of your premium back to you, known as a dividend payment, if certain conditions are met. On average, payments are 5-20% of your annual premium.

A dividend policy may cost more up-front, but you can save more in the long run.


Dividend payment options

Another great thing about dividend policies is you get to choose how you receive and use your payment:

  • Receive a check in the mail
  • Apply it toward a future policy premium


How to get a dividend policy

Getting a dividend policy is simple and can be done at any time. Contact one of our representatives at 800-242-6422 to discuss the options available for your state.

Looking for quality insurance?

Experience Amica today

or call 800-242-6422

Questions about dividends?

Call us today at 800-242-6422

1Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.

2Policy payment averages can vary.

3Must be enrolled in AutoPay.

Amica auto dividend policies are not available in CA, FL, HI, MA, MO, NC, NJ and TX.

Amica home dividend policies are not available in CA, FL, MO and NC.

Amica umbrella dividend polices are not available in CA, FL and MO.

Amica marine dividend policies are not available in CA and MO.

Amica life dividend policies are not available.