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Dividend Policies

Get back up to 20% of your annual premium.1

Dividend policies vs. traditional policies

Amica offers two types of policies: dividend and traditional (non-dividend). While both types of policies offer the same coverage, a dividend policy has additional benefits:

  • Returns money to you1
  • Lowers your overall policy cost1,2
  • Flexible dividend payment options

What is a dividend policy?

A dividend policy returns a portion of your premium back to you, known as a dividend payment, if certain conditions are met. On average, payments are 5-20% of your annual premium.

A dividend policy may cost more up-front, but you can save more in the long run.


Dividend payment options

Another great thing about dividend policies is you get to choose how you receive and use your payment:

  • Receive a check in the mail
  • Apply it toward a future policy premium


How to get a dividend policy

Getting a dividend policy is simple and can be done at any time. Contact one of our representatives at 800-242-6422 to discuss the options available for your state.

Looking for quality insurance?

Experience Amica today

or call 800-242-6422

Questions about dividends?

Call us today at 800-242-6422

Dividend policies are not available in every state, may not be available on all policy types, and are not guaranteed. To be eligible to receive a declared dividend, you must be a policyholder when, and if, dividends are declared. Should your policy cancel or terminate for any reason before the end of its full term, you would not be eligible for a declared dividend payment.
Policy payment averages can vary.