Renters Insurance Coverage built for you

Protect the things that make it feel like home.

What renters insurance coverages are standard?

Renters insurance offers a set of core coverages that work together to protect you, your belongings and your finances when an unexpected covered event occurs.

Personal property protects your belongings from damage or loss due to risks such as fire, theft and vandalism. This coverage generally applies to items like clothing and furniture.

Loss of use helps with additional temporary living expenses, such as hotel stays and additional meal expenses, if your rental becomes uninhabitable due to a covered loss.

Personal liability provides financial protection if you’re held legally responsible for bodily injuries to others or damage to their property due to a covered incident.

Medical payments help provide coverage for injuries occurring to others arising out of a covered incident, regardless of who is at fault.

Water backup

Helps repair or replace your property if it’s damaged by water from backed-up drains or sump pump failures.

Scheduled personal property

Covers specific higher-value items that a standard policy may not fully protect, like jewelry, art and antiques, to ensure they’re adequately insured against loss or accidental damage.