Identity theft insurance you can trust
Get protection that goes beyond your home.
What is identity theft insurance?
Identity theft insurance helps manage the recovery process by reimbursing eligible expenses and connecting you with specialists who guide you through restoring your identity. As more daily activity moves online, even careful consumers can be exposed through data breaches, phishing scams or routine transactions. When identity theft happens, resolving the issue can require time, documentation and legal follow-up. Amica Insurance can help make dealing with identity theft easier.
What does identity theft insurance cover?
With Amica, you’ll have both financial protection and expert guidance to help restore your identity efficiently. This coverage is designed to support you through every stage of recovery – from discovering the issue to completing the final paperwork and restoring your credit profile to help minimize the disruption and financial impact of a theft event.
Get reimbursed for eligible expenses such as legal fees, notary services, lost wages and the replacement of government-issued identification. These costs can add up quickly when you’re working to correct fraudulent accounts or dispute inaccurate credit records.
Our specialists can be by your side every step of the way. You’ll have access to professional assistance whenever you need it so you’re never handling complex issues on your own.
Get help completing identity theft-related paperwork and making phone calls to financial institutions, service providers and government agencies. This support ensures your information is updated accurately and that communication with key contacts remains organized and timely.
Receive hands-on help contacting credit bureaus, creditors and government entities to mitigate and resolve the fraud. Coordinated communication helps limit further damage, speeds up resolution and restores your accounts more efficiently.
Receive guidance with submitting police reports and sworn statements to assist with investigations and legal follow-up. Having an expert on your side simplifies the process and ensures all documentation is completed and submitted properly.
If your physical ID was taken or your identity stolen online, you’ll receive one year of proactive credit and fraud monitoring to detect suspicious activity early and take action before the damage escalates. Continuous monitoring gives you confidence that new issues will be spotted quickly.
How do I add identity theft coverage to my policy?
Strengthen your financial protection by adding coverage to your home, condo or renters policy.
Call Amica
To get a quote for identity theft coverage or verify if coverage is included in your existing policy.
Activate access
Amica will assist you in activating your access to fraud specialists.
Stay protected
Receive guidance and reimbursement for eligible expenses if a covered incident occurs within your coverage period.
Identity theft protection FAQs
If separate incidents occur, you can submit multiple covered claims within the terms of your policy. Each claim is reviewed individually, and coverage limits and deductibles apply per occurrence.
Yes. If your personal information is compromised in a data breach, identity theft coverage can help you take corrective action and recover costs tied to restoring your identity, closing fraudulent accounts and updating your credit records.
Credit monitoring alerts you to unusual activity, such as new accounts or changes in your credit score. Identity theft insurance plans go further by helping you recover after identity fraud occurs. It provides financial reimbursement for eligible expenses and connects you with experienced resolution experts who walk you through the recovery process from start to finish.
Anyone who uses online banking, shops digitally or manages accounts electronically can benefit from this coverage. Even careful consumers can be exposed through scams or data breaches, making identity theft insurance plans a practical safeguard for today’s connected households.
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Who you are is worth everything
Add identity theft coverage to your home, condo or renters policy today.
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