Platinum Choice® Home Insurance from Amica
Premium coverage. World-class service.
What is Platinum Choice® Home?
Home protection that exemplifies the Amica promise. Our highest-level home insurance policy1 (HO5) gives you all the essential protection of a standard policy (HO3), plus additional and extended coverages, all in one convenient package.
The Platinum Choice® difference
Premier protection that goes beyond the standard.
An additional 30% to repair or rebuild your home if costs exceed your policy limit.2
Full replacement of your personal property anywhere in the world if it’s damaged by a covered loss..
Unlike an HO3 policy, which only covers your belongings against 16 named perils, Platinum Choice provides open perils coverage. That means your personal property is protected against all causes of loss, unless specifically excluded in the policy.
Limited coverage for damage caused by plumbing-related water backup or sump pump overflow.
Broader coverage for phones, laptops, tablets, TVs and other smart devices against damage from power surges, some kinds of water damage and more.
Up to $5,000 if your cards are stolen and used fraudulently.
Extended coverage limits of $2,500 for business property at home, and $1,500 away from home.3
Broader coverage for higher-value items like jewelry, watches, furs and more.
Extended coverage for property at your primary residence you don’t solely own, such as shared property within a gated community.
Higher liability limits to others.4
Start your Platinum Choice® quote
Coverage may vary in some states.
Limitations based on stated policy exclusions apply. You can also add any of these individual coverages to your current Amica home insurance policy without owning the complete Platinum Choice® Home package.
Coverage specifics may vary by state.
The coverage descriptions are for educational purposes only and may vary by policy and state. Your Policy, Policy Declaration, and/or Amended Declarations are the primary sources of reference for your coverage information and govern your Policy and any subsequent claim.
AMIC-11-070227