Home Insurance


Home Discounts

Save money without reducing the quality of your home coverage.1


Popular ways to save

Loyalty
Earn a discount for being loyal.2


Alarm System
Have an alarm? You could save.


Policy Discounts

Loyalty
Qualify for this discount when you've been with an insurer for at least 2 years. The more time spent with an insurer, the more you save.2

Multi-line
Save up to 15% when you combine home and your auto, life or umbrella policies.

Claim-free
Receive a discount when you’ve had no claims in the past 3 years.

Auto Pay
Receive a discount when you opt to pay your premium using automatic deductions.

E-discount
Receive a discount when you sign up to receive policy information and bills electronically.


Safety Discounts

Alarm system
Receive a discount when you insure a home with burglar alarms, sprinkler systems or fire alarms1

New/Remodeled home credit
Receive a credit when you insure a new or remodeled home.4

Automatic detection devices
Insure a home with a temperature monitoring system, a water leak or gas leak detection system installed and receive a discount.3


“We love Amica. Best insurance company out there. Their customer service is basically untouchable by any others. Been with them for well over 45 years. Would not trade them for any other”

  William R.



Questions about qualifying for discounts? Call us today at 800-242-6422

1Terms and conditions apply, must qualify for each discount. Not all discounts are available in all states. 

2Discount varies based on length of loyalty.

3Documents may be required.

4Discounts may vary.