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Exclusively for Amica customers

Our free StreetSmart mobile app scores your driving for savings and rewards.

Get 10% off now

Enroll in StreetSmart for up to a 10% participation discount.2
That’s on top of any other Amica discounts you get.

Earn up to 20% off later

Based on your driving, you can earn up to 20% off your customized Amica rate every time you renew.1

Earn Amazon gift cards and more

Earn rewards for safe driving. Redeem them for e-gift cards from Amazon, Starbucks and more.3

How to get rewarded with StreetSmart

  1. Get a quote: Near the end of your quote, just say yes when asked if you want to sign up for StreetSmart. 
  2. Download the app: The StreetSmart by Amica™ app is free from your phone’s app store. You’ll receive 10% off your current Amica rate just by registering.2
  3. Drive safely: Keep your phone with you when you drive, so the app will gather data.
  4. Get rewarded: Based on your driving score, you can earn and redeem e-gift cards for popular retailers. Higher scores lead to greater rewards.

No risk. Only rewards.

Your driving score will never impact your regular Amica rate, only the size of your next StreetSmart discount.1

How your StreetSmart mobile app works

The app measures driving quality based on:

  • Hard acceleration
  • Hard braking
  • Hard cornering
  • Speeding
  • Road segment type
  • Phone usage while driving: 
    • Phone motion
    • Phone screen tapping

Compete against yourself and others

Compare your driving score with other drivers, get driving tips to improve, and even compete to get on the best driver leaderboard.

Helping people since 1907 has made us a trusted name in the industry.

Trustpilot four and a half stars out of five

Our customers rated us "Excellent" on Trustpilot. (January 2024)

America's Best Insurance Companies Forbes 2024

Forbes named Amica one of America’s Best Insurance Companies of 2025 (Forbes Media LLC, exp. Sept. 23, 2025)

Financial Strength Rating AM Best A+ Superior

A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer’s financial strength.

 #1 in Customer Satisfaction with the Auto Insurance Claims Experience.4
JD Power

Amica helps you find more ways to save on insurance.

Auto

Get more coverage for up to 25% less when you insure more than one car with Amica.*

Auto and Home

Protect more of what matters with up to 30% off when you combine auto and home coverage.*

Driver

Imagine insurance that knows you by name.

At Amica, we provide more than insurance – we build relationships. Whether it’s the first call or the moment you need us most, we show up with compassion. We make it easy to switch, take time to understand your needs, and find answers to your questions. That’s insurance that works for you.

Get an auto insurance quote.

or call 833-734-9321

1 Discount eligibility starts at second policy period.
2 Discounts may vary and not all participants may be eligible to receive a discount.
Choose from a wide selection of gift cards, a Visa card, or donate your rewards to a variety of charities.
4 For J.D. Power 2023 award information, visit jdpower.com/awards.
* Discounts not available in all states and may vary.

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