The Right Home Coverage for You3
Amica has new insurance options to meet you where you are. Whether you’re just starting out or looking to downsize, need additional protection, or want all the bells and whistles, we’ve got coverage for you. And it’s all backed by Amica's award-winning customer service and the peace of mind knowing you've protected what matters most.
Amica Essential
Whether you're just starting out or in a later stage with less to protect, but you still want to feel confident in your coverage, our Essential tier has the coverages you need at a price point to best fit your budget.
Amica Advantage
When you have more to protect, our Advantage tier comes with options like water backup and sump pump overflow or tree debris removal to meet your expanding needs and protect any newly acquired assets, while also providing you an insurance experience to match your standards.
Amica Signature
Our Signature tier offers our most comprehensive coverage, with even more new features like home claim forgiveness and total fire loss settlement, so you feel assured your expectations for protection and service are being met.
Bundle-Exclusive Benefits
Bundling your policies unlocks multiple ways to save, whether it’s an overall discount, paying a single deductible or locking in rates. Managing your insurance isn’t just easier when your policies are all in one place, it costs less. Save money, simplify your life and leave more time for what's important.
Multiline Discount
Save up to 30% when you bundle your auto, home and life insurance policies with Amica.1
Single-Loss Deductible4
Pay no more than one deductible if your home and vehicle are damaged in the same covered loss.
12-Month Auto Rate Lock5
Combine home and auto insurance and your auto rate won’t increase in the first year.
Helping people since 1907 has made us a trusted name in the industry.
Our customers rated us "Excellent" on Trustpilot. (January 2024)
Forbes has named Amica one of America’s Best Insurance Companies of 2026. This is the fifth year in a row Amica has earned this award.
A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer’s financial strength.
Auto
Save up to 25% when you insure more than one car.1
Auto and Home
Save up to 30% when you bundle auto and home.1
Life
Compassionate coverage for as little as $8.91 a month.2
Imagine insurance that knows you by name.
At Amica, we provide more than insurance – we build relationships. Whether it’s the first call or the moment you need us most, we show up with compassion. We make it easy to switch, take time to understand your needs, and find answers to your questions. That’s insurance that works for you.
1 Discounts not available in all states and may vary.
2 Standard form number ICC15 FGCLT01-01 and FGCLT03-01 in most states and FGCLT10-04 in NY. Rate shown is for non-smoking individuals in excellent health using our Preferred Platinum rate based on a 30-year old female, $100,000 for 20-years. Amica monthly premium rates are available via EFT (electronic funds transfer) and are guaranteed to remain level for the 20-year period. Actual premiums will be determined by our underwriting review and will depend on your exact age and health. Actual premiums may be higher or lower. Not all plans are available in all durations and at all ages or in all states
3 This page provides a general overview of available coverages, not an insurance contract. All coverages, credits, and discounts are subject to eligibility criteria and the terms of the Amica policy. Availability may vary by state. These offerings are only available in CT and AZ and will be introduced in additional states upon regulatory approval.
4 Your home and auto policies must by written by Amica and must include a Single-Loss Deductible endorsement. The deductible for the covered loss will be the highest single deductible that applies to any item of covered property loss. Other terms and conditions may apply.
5 Your home and auto policies must be part of the Essential, Advantage or Signature offerings by Amica Other terms and conditions may apply.
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