Auto Insurance

Teen Driving

Lower your child’s risk of driving dangers

The facts

The leading cause of death for teens is motor vehicle accidents, and young drivers ages 15 to 20 are involved in three times as many fatal crashes as other drivers, according to the National Highway Traffic Safety Administration (NHTSA). NHTSA reports that in 2010, 1,963 young drivers died in motor vehicle crashes, and 187,000 were injured. Of the fatal crashes, 11 percent involved distracted driving behavior.

Amica is committed to helping you make sure your child doesn't become one of these statistics.

Be a role model

To keep your teen safe, Amica recommends that you remind young drivers of driving dangers. It’s important for parents to be responsible role models. Amica has a few tips to follow to keep your child safe.

  • Give your child plenty of driving practice. Be sure to drive on different roads, at different times of the day and with different weather conditions.
  • Warn your child of the dangers of drinking and driving, texting while driving and other distracted driving behaviors.
  • Make sure your child knows the dangers of driving with other teens – even if your child isn’t the one behaving irresponsibly, other passengers in the car could be.
  • Insist on the use of seatbelts. Many driving-related deaths occur because teens and their friends don’t buckle up.
  • Instruct your child to obey traffic laws and stay within the posted speed limits.
  • Discuss the dangers of poor road conditions, such as water, ice, debris and potholes.
  • Print an accident checklist to keep in your child’s car so he or she will know what to do if an accident happens.

Know the licensing laws

Every state has a Graduated Driver Licensing (GDL) system to help new drivers get more experience under less risky conditions. The rules vary by state, but as teens move through stages, they gain privileges, such as driving at night or driving with passengers.

It’s important for parents to understand and discuss these licensing laws to keep teens safe. By following these laws, new drivers can gain experience under lower risk conditions.

Listen to the stories

This compelling video looks at the dangers teens face behind the wheel, unsafe driving behavior and the consequences faced by drivers, passengers and families.