Auto Glass Coverage
Get peace of mind with the right auto glass coverage
What is auto glass coverage?
If your windshield or other types of glass on your car get damaged, auto glass coverage1 provides for a repair or replacement. There are two types of glass coverage: comprehensive and full glass coverage. Depending on your auto insurance policy and type of glass coverage selected, your repair or replacement may be fully covered or a deductible may apply.
What are the types of auto glass coverage?
Comprehensive is optional coverage that automatically includes auto glass coverage. Comprehensive coverage protects your vehicle from damage not related to car accidents or collisions, like fire, theft and damage from natural events such as hail or a tree falling on your car. With comprehensive coverage, if a repair is needed, then your deductible is waived. If replacement is needed, unlike full glass coverage, you may pay a deductible.
Full glass coverage
Full glass coverage is additional glass coverage that can be purchased separately from your auto insurance policy. With full glass coverage, you won't have to pay a deductible for the repair or replacement of damaged auto glass.2
Is auto glass covered by insurance?
Review your auto insurance policy to find out if auto glass damage is part of your coverage. If you see “full glass” on your policy, you won’t have to pay a deductible – that means no out-of-pocket expense for a repair or replacement. If “comprehensive” is listed on your auto policy, you may have to pay out of pocket. If you don’t see anything listed or have questions regarding your auto glass coverage, you can reach out to our representatives at 800-242-6422, and we’ll be happy to help.
Repairing vs. replacing your windshield
If your windshield is damaged, you may be able to repair it if the crack or chip is:
- Less than six inches long
- Smaller than a quarter in diameter
- Not located in the driver's line of vision or edge of the windshield
Repairs are made by injecting a heated resin into the crack or hole. These repairs may be made at no cost to you, if your policy includes comprehensive coverage. If you aren't satisfied with the repair, or if the crack or chip is too large to repair, you can opt to replace the windshield. However, your deductible may apply.