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Be a smart car shopper with these 4 tips from Amica

Man sitting in car talking to salesman at dealership


LINCOLN, R.I. - Buying a new or used vehicle is exciting, but there are many details to consider before making a purchase. That’s why Amica Insurance is sharing some tips that will lead to a positive car-buying experience.

According to the Federal Trade Commission, car buyers should follow these four tips:

  • Do research. Compare models and prices in ads and at dealerships to find the best possible car at an affordable price.
  • Be prepared to negotiate the price, as dealers may be willing to bargain. Doing so can save money, whether paying cash or financing the car.
  • Compare financing offered by lenders to what is offered by the dealer. Since offers vary, search for the best deal.
  • Don’t settle. If you don’t find a good fit on the dealer’s lot, consider ordering a new car. It may take longer, but you’ll be more satisfied with a vehicle that has all the right features and options.

The Insurance Institute for Highway Safety also reported some key features to look for when assessing the safety of a new or used vehicle. Larger, heavier cars typically offer more protection than smaller, lighter ones. To reduce the risk of death or injury, look for a vehicle with a tested, crashworthy design.

About Amica Insurance

Amica Mutual Insurance Co., the nation’s oldest mutual insurer of automobiles, was founded in 1907. The company, based in Lincoln, Rhode Island, is a national writer of auto, home, marine and umbrella insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,700 people in 44 offices across the country. For more information, visit

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