Billing and Payment Help


Installment Payment Plans


Amica's installment payment plans offer convenience and flexibility. You can arrange for a fixed monthly payment for one or more policies, usually spread over 10 months, or pay more than the minimum amount due each month to reduce your total number of payments.

There is a $3 service charge for each installment after the initial payment. Here are a few examples:

Single Policy

If you have one policy, your payments will be spread over 10 or more months.* Here is an example of how it works if you have an auto policy:

Auto policy premium $772 (effective February)

Installment Due Date Installment Amount Service Charge Minimum Amount Due
1 February 77.20 0.00 77.20
2 March 77.20 3.00 80.20
3 April 77.20 3.00 80.20
4 May 77.20 3.00 80.20
5 June 77.20 3.00 80.20
6 July 77.20 3.00 80.20
7 August 77.20 3.00 80.20
8 September 77.20 3.00 80.20
9 October 77.20 3.00 80.20
10 November 77.20 3.00 80.20

Account Billing (more than one policy)

If you have more than one policy, you can get one statement for all of your policies with a combined installment payment.* Here's an example of how it works if you have both auto and home policies:

Auto policy premium $712 (effective January)

Homeowners premium $458 (effective February)

Installment Due Date Auto Home Service Charge Minimum Amount Due
1 January 71.20   0.00 71.20
2 February 71.20 45.80 3.00 120.00
3 March 71.20 45.80 3.00 120.00
4 April 71.20 45.80 3.00 120.00
5 May 71.20 45.80 3.00 120.00
6 June 71.20 45.80 3.00 120.00
7 July 71.20 45.80 3.00 120.00
8 August 71.20 45.80 3.00 120.00
9 September 71.20 45.80 3.00 120.00
10 October 71.20 45.80 3.00 120.00
11 November   45.80 3.00 48.80

*Installment plans and service charges can vary by state and the number of payments can vary depending on whether it's a new policy or renewal. Customers signed up for automatic payments plans are automatically billed for 10 equal installments.