Non-Qualified Annuities
Our non-qualified annuity is a safe and flexible way to create a tax-deferred, lump sum of money for later use.
For peace of mind during retirement, you’ll want to ensure your future financial security.
- If needed, you can withdraw money from your account at any time before retirement. Please note that withdrawals before age 59½ may incur a tax penalty.
- You pay no sales charges, front-end loads or annual service fees.
- You can earn a competitive current interest rate while your funds are professionally managed and invested in a carefully selected portfolio.
We offer two types to suit your needs.
Single Premium Deferred Annuity
- Make contributions within the first year, with a minimum initial contribution of $5,000.
- Use these tax-deferred funds later for lifelong distributions.
Flexible Premium Deferred Annuity
- Offers the convenience of contributing as frequently as you want, within certain limits.
- Allows you to accumulate tax-deferred funds for a long-term period.
- You can open this annuity with a minimum contribution of $5,000.
Discover a safe, smart and flexible plan for retirement. Call 800-234-5433 to speak with one of our Amica Life specialists today.
Learn more about our retirement products
Not available in all states. Before purchase of an IRA, you should consult with a tax advisor to ensure that you have selected the best options for your retirement. Guaranteed returns are based on the claims-paying rating of your insurer. Fixed annuities are not insured or guaranteed by any agency that insures deposits.