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Flood

Prepare for a flood and limit flood damage

When heavy rains are expected

  • Clean gutters and downspouts to remove debris.
  • Move as much as you can – including furniture, electronics and area rugs – to a higher floor to prevent water damage.
  • If possible, place major appliances on concrete blocks above the expected flood levels.
  • Disconnect electrical appliances.
  • Turn off utilities at the main switches or valves, especially if the electrical system or outlets may be under water.

During a flood

  • Don’t touch electrical equipment if you’re wet or standing in water.
  • If you have to leave your home, don’t wade through moving water or drive into flooded areas.

Flood cleanup tips

  • Listen to local authorities for warnings and other information.
  • Don’t wade through water.
  • Shovel or scrape mud off floors, furniture and walls before the mud dries.
  • Major appliances, such as refrigerators and stoves, should be washed and dried completely.
  • Let wood furniture dry outdoors, but not in direct sunlight.

Your Policy, Policy Declarations or Amended Declarations in effect on the date of loss is the primary source of reference for your coverage, coverage limits and deductible amounts.

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This content may contain helpful tips, explanation and advice. Your use of this information is voluntary and may not be effective in every circumstance. Amica encourages you to use good judgement and put safety first.

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