Life Insurance
It's all about balance. You want life insurance that's affordable and fits into your budget, but you also want to make sure you have adequate coverage for your specific needs. No matter your age, there's always a good reason to purchase life insurance and protect your loved ones.
We offer the following types of life insurance:
Level Term Insurance1
- Customizable protection for specific time periods, starting at $100,000
- Can be purchased for 10, 15, 20, 25, or 30-year terms
- Lower initial cost than whole life
- Generally convertible to a whole life policy
Whole Life Insurance2
- Designed to protect you for your entire life
- Available in flexible amounts, starting at $25,000
- Premiums do not increase over time
- Cash value accumulates over the life of the policy
Annual Renewable Term3
Annual renewable term insurance allows you to renew your coverage at the end of each year. It gives you the option to convert to a whole life policy, as well as benefits and riders to customize your policy to fit your needs. This is the perfect type of coverage if you're in between jobs or have children in college.
Annuities
An annuity is a financial account that grows over time. The tax-deferred earnings allow you to accumulate more money, which you can use as a source of personal income over time. Funds can be distributed to you as a lump sum or periodic payments. Three annuity types we offer4 are:
- Tax-deferred annuities
- Traditional IRA annuities
- Roth IRA annuities
Specialty Insurance Products
- Long-term care5 – coverage for ongoing medical expenses that protects your assets
- Disability income5 – coverage that provides monthly income if you become sick or injured and cannot work
- Second-to-die5 – a permanent life insurance policy that insures two people under one policy
- Health5 – individual and family health insurance products designed to assist in managing their medical expenses
- Structured settlements6 – an annuity product used in the settlement of bodily injury claims, which provides tax-advantaged future periodic payments
Find out more about Amica life insurance
We will take the time to answer your questions and explain which coverage options meet your needs.
800-234-54331Not all plans are available in all durations and at all ages. Some features may not be available in all states. Standard form numbers ICC11 FGCLT02-01 and ICC11 CLT02-01 in most states.
2Standard form number WL2006-01
3Standard form numbers ICC09 ART01-01 and ART01-01
4Not available in all states
5Offered through Amica General Agency (Amica General Insurance Agency in CA). Products may not be available in all states.
6We currently service injury victims in the casualty, worker's compensation and self-insured marketplace.
