Benefits to the Customer
Claimant – An injury victim with a bodily injury claim against Amica searching for information on our structured settlement products and services.
Attorney/Guardian Ad Litem – An attorney/Guardian Ad Litem searching for information on our structured settlement products and services and attorney fee arrangements.
Amica Insured – An Amica insured either with an injury claim being pursued against another company or pursuing UM/UIM coverage under an Amica policy.
Strategic Partner or Financial Service Professional – A strategic partner including financial service professionals searching for information on our structured settlement products and services.
Claimant
If you are an injury victim with a bodily injury claim against Amica, a structured settlement may be the right choice for you in the settlement of your claim. Our unique approach stems from our two-company/one organization approach to the "structure" of a claim settlement. Both Amica Mutual and Amica Life (The Amica Companies) are involved as soon as possible in the settlement process.
Our many years in sales, product applications and service, and as problem solvers in claims negotiations makes us uniquely suited to effectively assist in the settlement process of Amica's claims or on behalf of Amica's policyholders seeking to incorporate our structured settlement into a settlement with another company. Utilizing our expertise to develop a specific needs analysis, and matching these needs to the structured settlement benefits, is the perfect solution to motivate compromise, enhance offers, and create a catalyst that creates momentum and motivates the parties toward a resolution.
In the case of claims that are settled and not paid, and the structured settlement is being considered as a component of the terms for payment, we can answer the difficult questions, develop a specific need profile, and match the unique benefits of our structured settlement to enhance the settlement dollars and ensure safety, security and peace of mind. Amica Life's structured settlement offers a product with a superior benefit application to fit your individualized financial need.
Attorney / Guardian Ad Litem
As a plaintiff’s attorney, you should know that Amica will:
- Provide individualized attention for you and your client in developing a customized needs analysis. This service is offered free of charge to assist you in identifying and prioritizing specific needs that we can match with the product benefits to create the most advantageous settlement package.
- Amica Life will provide an on-site representative in the court hearing if requested.
- Amica's financial strength = high ratings. And, Amica Life as the issuer (and Amica Mutual who assumes the obligation) are both licensed in New York, one of the most highly regulated states in the country. We are among the most financially sound insurers in the industry.
- No third party intermediaries. You get direct "one-to-one" access to the annuity issuer (Amica Life).
- Comprehensive settlement support.
- No added costs or investment fund management fees
- Total settlement administration after the settlement.
Your clients will become Amica customers and will deal directly with Amica Life for all their post-settlement questions, change of address, changes of beneficiary, and any other servicing issues. That means you can close your file with finality! As a new Amica policyholder, your client will get a level of service excellence and personal attention that has made us one of the most outstanding examples of customer loyalty and customer satisfaction in the industry!
Amica Insured
As an Amica insured, either with an injury claim being pursued against another company or pursuing UM/UIM coverage under an Amica policy, a structured settlement may be the right choice for you in the settlement of your claim. Our unique approach stems from our two company / one organization approach to the "structure" of a claim settlement. Both Amica Mutual and Amica Life (The Amica Companies) are involved as soon as possible in the settlement process.
Our many years in sales, product applications and service, and as problem solvers in claims negotiations makes us uniquely suited to effectively assist in the settlement process of Amica's claims or on behalf of Amica's policyholders seeking to incorporate our structured settlement into a settlement with another company. Utilizing our expertise to develop a specific needs analysis, and matching these needs to the structured settlement benefits, is the perfect solution to motivate compromise, enhance offers, and create a catalyst that creates momentum and motivates the parties toward a resolution.
In the case of claims that are settled and not paid, and the structured settlement is being considered as a component of the terms for payment, we can answer the difficult questions, develop a specific need profile, and match the unique benefits of our structured settlement to enhance the settlement dollars and ensure safety, security and peace of mind. Consequently, whether you are an injury victim on an Amica claim, a policyholder seeking structured settlement benefits for a UM/UIM claim or are requesting assistance with a bodily injury settlement against another company, Amica Life has a structured settlement with a superior benefit application to fit your individualized financial need!
Strategic Partner or Financial Service Professional
You deal directly with Amica Life, providing you with direct access to the structured settlement annuity issuer.
Do you know who has been writing your clients' structured settlements? Are your structured settlements placed with a company that you don't know and may never see? Some life insurance companies chase price, have a high-risk tolerance and a questionable service record. Don't be left facing all the claimant's questions and problems down the road, because everyone else has moved on.
Amica's direct structured settlement products and services is the best alternative for all the settlement parties! We focus on your client's long-term financial and security needs, with the lowest risk tolerance in the industry. That promised check will be there for those long-term obligations, even for the life of the annuitant.
Amica's reputation for claims settlement expertise and creative problem solving means that we can deliver cost-effective claims settlement solutions with a unique, streamlined process that focuses on achieving settlement compromise through advocacy.
We effectively provide comprehensive education, settlement quoting, structured settlement assistance and document processing which is rarely found in the industry. You are in control of the entire process and just a phone call or email away from the answer to any settlement, legal, or annuity issue when our help is needed.
Claimants will deal directly with Amica too, for all their post-settlement questions, changes of address, changes of beneficiary, and any other servicing issues. That means you can close your file with finality. As a new Amica policyholder, the claimant will get a level of service excellence and personal attention that has made us one of the most outstanding examples of customer loyalty and customer satisfaction in the industry…and because you made it all happen, it makes you look good too!
That's dealing directly with Amica… and that's the best guarantee in the business.
