Amica's Direct Structured Settlement Advantage

Amica's financial strength is the foundation for our direct structured settlement products and services.

Amica's program is unique – As the structured settlement annuity issuer, Amica Life markets its products and services directly to its parent, Amica Mutual Insurance Company, and directly to outside clients, utilizing experienced employees who are structured settlement and claims professionals. Amica does not pay commissions to brokers because we do not utilize outside brokers in the distribution process.

Amica's service is unique – This direct structured settlement annuity assistance and placement, provides the client with direct access to our exceptional customer service that has characterized Amica in leading consumer publications. And Amica Life does not charge any fee for its products and services. Because licensed employees distribute our structure products and services, we can assure every client and consumer that our structure specialists will adhere to Amica's strict ethical and professional code of conduct. We can, therefore, promise the same level of expertise and service excellence provided to our parent company, Amica Mutual, on their internal claim settlements.

Amica's security is unique – Amica's products and services are priced to reflect our dedication to their customer, and their objective of long-term security. Our conservative investment philosophy is designed to protect this goal. Our portfolio represents the most secure backing found in the industry for a guarantee of quality and peace of mind. Amica includes a no-cost Qualified Assignment to Amica Mutual, our parent company on every Tort and Post-1997 Workers' Compensation case.

Amica's direct placement is unique – Our structured settlement products and services are distributed directly through Amica Life's structured settlement specialists and include a qualified assignment to Amica Mutual Insurance Company. This direct placement process provides our customers with one-stop settlement expertise, quoting and document processing. There is only one company to call, one company to deal with, and one company to do all the servicing after the case has been closed.