Life Insurance

Mom and Dad with young daughter

That's Life with Amica. You can trust us to provide the best coverage for you and your family.

When you call Amica Life, you get all the help you need. It's like having your own life insurance professional on standby. We get to know you, listen to your needs and explain your options in clear, simple language to help you make the best decision for your family.

See how affordable life insurance can be with Amica Life's new lower rates1.

Protect your family for as little as $8.00 a month4

With recently reduced term life insurance2 rates and discounts for coverage amounts of $250,000 or more, we make it easy to find great financial protection that fits your budget. Plus, you'll be eligible for a discount on your Amica auto insurance when you purchase Amica life insurance3.


$100,000 10-year Term Life Insurance Monthly Rates4
Term Life Insurance: A fixed low rate, guaranteed for the term of your policy
Age Female Male
30 $8.00 $8.58
40 $9.75 $10.33
50 $14.92 $17.33
Premier Select class rates

Interested in seeing our rates for additional coverage? Compare our $250,000 rates to the rates of our competitors, or calculate your life insurance needs.


Personalized Coverage

Whether you're providing for a young family or planning for retirement, we offer many options, from term life insurance2 with coverage amounts from $100,000 to $1,000,000 or more and term periods from 10 to 30 years to whole life insurance5, designed to provide lifetime coverage.

View our coverage options


First-time Buyer?

Learn the life insurance basics

1 Rate reductions apply to select coverage amounts and rate classes.

2 Standard form numbers ICC11 FGCLT02-01 and ICC11 CLT02-01 in most states.

3 Discount applied to auto insurance policy. Coverage options and discounts not available in all states.

4 Sample monthly premiums for $100,000 10-year term life insurance for a male and female ages 30 to 50 years old. Rates are Premier Select rates and are guaranteed to remain level for the 10-year period. Amica monthly rates only available when using electronic funds transfer. Actual premiums can only be determined by a full underwriting process, including some medical testing at our expense. Depending on your exact age and health, your actual rates may be higher or lower. Standard form number ICC11 FGCLT02-01 in most states. Not all plans are available in all durations and at all ages. Product and some features may not be available in all states.

5 Standard form number WL2006-01 in most states.