| Product | Single Premium Deferred Annuity (Traditional IRA, Roth IRA, or Annuity) |
Flexible Premium Deferred Annuity (Traditional IRA, Roth IRA, or Annuity) |
| CURRENT RATE 1 | 4.25% guaranteed for first year. | 4.00% guaranteed for first year. |
| GUARANTEED RATE 2 |
1.50% guaranteed in subsequent years. (FL, LA, MN, NY, OR, TX, and UT are currently at 3.50%; WA is currently at 3%.) . | |
| DESCRIPTION | Can be opened with a minimum initial contribution of $5,000. Ideal for rolling over large amounts from existing IRAs and pension or profit sharing plans. | Allows you to make periodic contributions - helping you stay in control. |
