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Learn About Our Home Discounts

We offer several discount programs* for our customers with Amica homeowners policies. You may already be benefitting from some of these discounts, and we'd be happy to talk with you about all of the available options in your state.

Multiline discount: We'll give you a discount if you have both auto and home policies with Amica. A higher discount may apply if you have an umbrella policy, too.

Higher deductibles: Deductibles up to $25,000 ($10,000 for tenants) are available to you for additional premium savings. In many states, separate deductibles are also available for windstorm or hail losses.

Alarm system: Premium credits are available for burglar alarms, sprinkler systems and fire alarms.

New/Remodeled home credit: We include a discount in your homeowners policy if your home was built or has been remodeled within the last 60 years.

Automatic detection devices: You may be eligible for a discount if you have a temperature monitoring system, a water leak or gas leak detection system installed in your home.

Loyalty: We reward customers with a loyalty discount, because we recognize the value of a long-term relationship.

Claim-free: We'll lower your premium if you have no claims on your policy.

E-discount: A discount applies when you sign up for e-policy and e-bill.

Automatic payment plan: We'll give you a discount when you sign up for automatic payments.

Call us today at 800-242-6422 or contact us‚Äč for more information about home discounts.


*Not all discounts are available in all states