Claims Frequent Questions

Marine Insurance Claims

Coverage

Other Marine Claims Related Topics

Coverage

Do I have a separate deductible for hurricanes?

There may be a separate deductible to cover damages caused by a hurricane. This deductible varies by state and depends on the classification of the storm when it is officially declared.

What is the difference between a boat policy and a yacht policy?

Generally, the distinction between a boat policy and a yacht policy is determined by the size of the boat. Boat policies cover boats less than 26 feet long, and yacht policies cover boats 27 feet long or more. Exceptions may apply.

Are my personal belongings on my boat covered?

Coverage for your personal belongings depends on the type of policy. For yacht policies, your belongings are covered subject to certain limitations and a special deductible. Boat policies generally don’t provide this coverage, but you can add coverage with an endorsement. We can work with you to find the coverage that best suits your needs and budget.