Claims Frequent Questions
Home Insurance Claims
Other Homeowner Claims Related Topics
The standard policy will pay up to $500 for loss due to the theft of a credit card or unauthorized use of a bank card.
No, but flood coverage is recommended if you live in a flood zone. Flood insurance is offered through the National Flood Insurance Program.
Yes, if you carry the Identity Theft endorsement. Please review your policy or contact Amica to discuss this coverage further.
Yes, it would be covered just like any other room in your home. However, you should notify Amica whenever substantial changes are made to your home to ensure adequate coverage.
Yes, sheds and other detached structures are covered by your home policy. The limit for these items is typically 10 percent of the limit on your dwelling. If you have larger detached structures on your property, you might want to consider purchasing additional coverage.
First, call emergency services if needed. Then, contact Amica as soon as possible. We investigate all potential injury claims and will keep you informed throughout the process.
Yes, theft is covered and any related damages to your home would be considered for coverage.
Your home policy does not cover cars that are required to be registered for use on public roads. If you carry other than collision coverage on your auto policy, the damage to your car would be covered by your auto policy.
If you receive a summons and complaint or other time-sensitive legal documentation regarding a loss, please contact Amica immediately for further assistance.