Saving for Retirement

According to financial experts, most Americans support their retirement in three ways:

• Pensions
• Social Security
• Personal savings

Most people have to replace 70-80% of their pre-retirement income to maintain the same standard of living during their retirement years. If you spend 20-30 years in retirement and inflation runs at just 2% each year, you'll lose half of your spending power in that time.

Pensions and Social Security provide a basic retirement income. But to support the retirement lifestyle that you dream about, you'll need a substantial personal savings plan as part of your retirement fund. That's where an Amica Life Annuity can help. Amica Life will show you how contributing a few dollars on a regular basis to an Amica Life tax-deferred Annuity can add up to an attractive retirement nest egg.

Unlike investing in stocks or mutual funds, an Amica Life tax-deferred Annuity is a safer alternative because your principal and minimum interest rate is 100% backed by the full assets and financial strength of Amica Life Insurance Company.

No matter how far away you are from retirement, you'll be prepared and able to live more comfortably if you start contributing today to an Amica Life tax-deferred Annuity. The sooner you begin building your nest egg, the better off you'll be.

Retirement funding and related financial matters can be complex, and each situation should be evaluated on an individual basis. For this reason, we recommend that you contact an Amica Life representative to seek professional assistance in reviewing your particular retirement plan and identify solutions to help you meet your retirement funding goals.