Automatic Payment Plan - Enrollment Information

Eligibility

Most policies may be paid through an automatic payment plan. Homeowner insurance policies paid by a mortgagee and life insurance policies are excluded.

Payment Schedule

The automatic payment plan includes two options:

1. You can have the full balance deducted at the beginning of the policy term. Any subsequent additional premium charges resulting from policy changes will be deducted in full at the next available payment cycle.
2. You can choose to have installment payments deducted in accordance with our billing plan. Any additional premium charges resulting from policy changes will be distributed evenly over remaining installments to be deducted from your account.

Notification

A notice will be sent to you in advance of each bank deduction. You can elect to receive notification by e-mail. Please log on to Amica.com or contact a customer service representative at 800-242-6422 for more information about the e-mail option.

Enrollment

Please complete and return to your local branch office a signed authorization agreement. Deductions will begin the first month following receipt of the authorization agreement. If the policy has a current amount due, we ask that you make the payment to keep your account current. Policies in past due or cancellation status must be paid up to date before they can be enrolled in the automatic payment plan.

Insufficient Funds

If the amount in your bank account is insufficient to satisfy the deduction, no withdrawal will be made. The amount of the missed payment will be spread over the remaining installment payments and deductions will resume the following month. Two consecutive missed deductions will automatically discontinue enrollment in the automatic payment plan.

Additional Charges

There is no service charge fee for installment payments. A $25 return item fee may be charged on payments that are returned by the bank as unpaid. The return item fee may vary by state.

Discontinuing Enrollment

You may discontinue enrollment in the automatic payment plan by contacting a customer service representative. If your bank account is closed, enrollment in the automatic payment plan will be discontinued automatically. Once enrollment is discontinued, you will be billed directly for any unpaid balance.