Life Automatic Payment Plan

APP...Automatic Payment Plan.

It can spell "worry-free premium payment" when you take advantage of this service from Amica Life. With APP, you can authorize your bank to automatically send monthly life insurance and annuity payments directly to Amica Life. No more checks to write, no danger of losing your valuable coverage because you forgot to pay a premium - just ongoing convenience. You may already be using an automatic payment service for some of your regular bills. Perhaps you pay your mortgage or car loan this way, and maybe you have your paycheck automatically deposited to your bank account. All of these are forms of APP, and you already know how simple and efficient this service is. If you haven't tried it yet, then this may be the perfect opportunity to "get acquainted." Here are some important advantages you can get with Amica Life's APP:

Small monthly payments.

Now, instead of budgeting for a premium once, twice, or four times a year, you can choose to pay on an automatic monthly basis. That means you have the advantage of "paying as you go" in smaller amounts throughout the year. So instead of paying, for example, a $300 insurance bill, you could choose to pay just $25.00 a month. See below for some examples of how APP can help you budget.

Convenience.

The last thing you need in your busy life is one more bill to remember. That's where APP comes in - APP takes care of paying life insurance and annuity premiums for you, whether you're at home, on vacation, even out of the country!

You're in control.

Only you can authorize monthly payments to be deducted from your account. If you should ever choose to discontinue APP, simply notify your bank and Amica Life.

Safety.

Sometimes, no matter how careful you are, checks sent by mail can be lost, delayed, or delivered to the wrong address. With APP, your payments are sent electronically to Amica Life and appear on your regular monthly bank statement. It's the safest way to transmit money!

Pays all your Amica Life policies and flexible premium tax-deferred annuities.

No matter how many Amica Life insurance policies or annuity contracts you have, you can put them all onto our convenient monthly payment plan with APP. Funds are electronically deducted from your account on each policy's regular payment schedule, so you never have to plan for a single large deduction. This lets you spread your premiums out even more conveniently!

If your premium amount should ever change because of increased coverage, decreased coverage, or as an adjustment to your final payment of the year, Amica Life will send written notification.

Sample premium payments.*

Annual Premium	If billed Semiannually	If billed Quarterly	Monthly APP
$ 120	$ 63.00	$ 33.00	$ 10.00*
200	103.00	53.00	16.67
400	203.00	103.00	33.34
600	303.00	153.00	50.00
2,000 IRA	1,000.00	500.00	166.67

APP available only for monthly payment plan

*Minimum monthly transaction

Semiannual and Quarterly amounts shown include a $3.00 service charge per payment on new life policies. No service charges on IRA Annuities, Universal Life, or other Flexible Premium Deferred Annuities (FPDA). There is no service charge for the monthly APP service.

Start enjoying the convenience of APP - complete and return your enrollment form today!

Amica Life Automatic Payment Plan Enrollment Form

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