Scheduled Personal Property Endorsement

Under a standard Homeowners policy, items of value - such as jewelry, furs, fine arts and coins - are subject to limitations on the dollar amount and type of loss that can be recovered. Amica recognizes the importance of these items by offering you additional coverage through the Scheduled Personal Property endorsement.

The Scheduled Personal Property Endorsement enhances coverage for your most valuable possessions by covering them against all types of risks - for example, a stone falling out of your diamond engagement ring - except for what's specifically excluded. The value for these items is agreed upon by you and Amica, and this coverage is not subject to a deductible.

Items that can be scheduled are:

• Jewelry
• Furs
• Silverware
• Fine Arts
• Guns
• Cameras (not used professionally)
• Golfer's Equipment
• Musical Instruments (not used professionally)
• Stamps
• Coins
• Bicycles

Your Amica representative will be able to answer your questions and help you decide if you need to purchase this important coverage.