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Homeowners Loss

What to do if your home is damaged, if there is loss to your personal property, or if someone is injured by you or injured while they were on your property.

We recommend that you print​ this page and keep it in a safe place.

It can be unnerving when you encounter damage to your home, loss of personal property, or if you injure someone or someone is injured while on your property. If one of these situations occurs, we offer the following advice:

  • Call the appropriate emergency personnel (e.g., fire department, police, ambulance) immediately.
  • Take reasonable measures to protect your property from further damage.
  • Report the incident to Amica Insurance as soon as possible. The sooner we know about the loss, the quicker we can be there to help.
  • Keep a record of any temporary repair costs.

Most importantly, remember that Amica Insurance is here for you every step of the way. You can contact an Amica representative​ at any time for professional guidance and answers to your questions.